Our long-standing relationship with these banks assures that we are able to offer you the best-qualified rates and terms in the industry. We continue to be a market leader by offering our customers a full line of financing options with low rates for qualified buyers, simple interest loans and extended terms. Leonard Truck & Trailer employs only the most experienced on-site financing professionals who can provide a fast response to your loan request... usually in one business day

  • TRAILERGARD Coverage

    Advanced Coverage
    Covered Components

    A toll-free, 24-hour answering service; including holidays and weekends.

    Surge & Electrical Trailer Brakes

    Master cylinder and surge actuator system (electric or hydraulic) backing plates, wheel cylinders, clips and retainers, excluding friction materials.

    Trailer Suspension

    Coil and leaf suspension springs, axle shafts, spindles and bearings, Hubs, actuators, rubberized suspension components, axle attachment bolts.


    Brackets, spring hangers, manual landing gear, manual winch.

    Trailer Body Components

    Door/ramp springs, Door/ramp/gate hinges, Door/ramp/gate handles, exterior door (broken metal), door ramp locks, safety chains.

    Seals and Gaskets

    All seals and gaskets on the assemblies listed under covered components.


    Factory installed 12V/110V/220V electrical system; (including, breaker box and breakers, wiring repairs, connector plugs, exhaust fan and interior/exterior light fixtures (excludes bulbs).

    Manual Leveling Jacks

    Manually operated leveling jacks and all components within.


    Coupler for both gooseneck and frame mounted hitches.

    Advanced Plus Coverage
    Covered Components

    Advanced coverage and the following:

    Auxiliary Power Plant/Generator (New Trailers Only 4,000 watts or less.)

    All internally lubricated parts of the power plant engine, starter solenoid, starter and ring gear, P.C. Board and switches, fuel lines and fittings, hour meter, oil pump and fuel shutoff solenoid. Cylinder head(s), block, and barrel are also covered if damaged as a result of a mechanical breakdown of a covered part.

    Hot Water

    Burner assembly, tank, thermostat, thermocouple, gas valve, electronic ignition assembly, wiring harness, P.C. Board and switches.

    Fresh Water System

    Water pump compressor, water tank, water lines, traps, fittings, faucets, and connections.

    Air Conditioning

    (110V roof mount or integral) compressor drive motor, evaporator, receiver-dryer, expansion valve, capacitors, relays, Thermostat, condenser, condenser fan, blower motor, fans, P.C. Board and switches including pressure cycling switch.

    Range and Oven

    Burner assembly, ignition assembly, thermostat, thermocouple, burner valves, microwave oven components, power hood including fan light and assemblies, P.C. Board and switches.

    L.P. Gas System

    Ignitor, regulators, valves and gauges, mounting brackets, pig tails, lines and fittings, and automatic safety shut-off system.

    Heating System

    Furnace ignitor, burner assembly, thermocouple, gas valve, thermostat blower motor, all ducts and duct work, P.C. Board and switches.


    Thermostat, thermocouple, cooling unit, burner assembly, ignitor, P.C. Board and switches and heating element.


    Power converter/inverter.

    Waste System

    Plumbing for the shower, toilet, sink(s), and holding tanks; gate valves; and connections.

    Comprehensive Coverage
    Covered Components

    Towing and trip interruption expense at no extra charge.

    Comprehensive Coverage

    Covers all components except components/items listed in the what is not covered section of the contract book.

    Optional Coverages

    Slide Out Room(s)

    Motor, worm gear, tracks, limiting switches, and wiring repair.

    Electric/Hydraulic Systems, Including Leveling Jacks

    Manufacturer installed motor/pump assembly, metal lines, fittings, hydraulic cylinders, electric motors, worm gear and electric switch.

    Anti-lock Brakes

    ABS sensor, ABS mounting blocks, ABS sensor retaining clip, ABS tone ring.

    Air Brakes

    Service air chamber, air chamber mounting brackets, automatic shock adjusters, cam-shaft bushings and "S" cam.

    Additional Benefits Included


    When a covered breakdown disables your trailer, we will pay for towing or emergency road service not to exceed $150 per disability, provided such labor is performed at the scene of the disability.

    Trip Interruption

    In the event a breakdown occurs more than 100 miles from your home and results in an authorized repair facility keeping your trailer overnight, we will reimburse you for receipted motel and restaurant expenses up to $75 per day for a maximum of three days (Total benefit per occurrence of $225).

  • TRAILERGARD Tire & Wheel Road Hazard Protection


    COVERED ROAD HAZARD: Potholes, rocks, wood debris, metal parts, plastic or composite scraps or any item causing tire, damage beyond normal wear and tear.


    • Repair or replacement coverage for the tire (including mounting, balancing, and taxes)
    • Emergency Road Assistance benefit
    • Coverage extended to the towing vehicle


    • Benefits backed by "A" Rated Insurance Carrier


    • FLAT TIRE COVERAGE: You will be reimbursed for up to $50 of charges incurred for the repair of flat tires caused by road hazard.
    • TIRE REPLACEMENT: Reimbursement for reasonable replacement costs should the tire become non-repairable due to snags, cuts, punctures or other road hazards.
    • WHEEL/RIM PROTECTION: Reimbursement is provided for expenses arising out of the repair or replacement of wheels rendered non serviceable due to failure of the wheel covered under your contract.
    • MOUNTING/BALANCING AND TAXES: We will cover the cost of mounting/ balancing and all local and state taxes.
  • GAP Protection

    What is the GAP Protection?

    Too often people assume that insurance companies will cover any loss related to their vehicle. In reality, the Actual Cash Value an insurance company places on your vehicle may be substantially less than the outstanding finance contract balance. Consequently, if your vehicle is damaged or stolen and is deemed a total loss, you may be responsible for the "GAP". This "GAP" is the difference between the amount required to pay off the loan or lease agreement and the Actual Cash Value determined by the insurance company.


    Pays off the remaining principal balance on your finance contract, plus your deductible*, in the event of a total loss.


    GAP Protection is available to cover most types of finance contracts, including loan and lease agreements.


    • Covers finance contract up to 120% of the vehicle's MSRP or Retail Value.
    • Up to $25,000 maximum claim amount.
    • Covers Primary Insurance Deductible up to $1,000.
    • Amounts financed up to $350,000

    How Gap Works

    Amount owed on Finance Contract $28,000
    Actual Cash Value of vehicle -$23,000
    GAP $5,000
    Primary insurance deductible (if applicable) $1,000
    Total out-of-pocket expense $6,000
    GAP Protection payment * $6,000
    Total owed to pay off Finance Contract $0

    Coverage exclusions will apply *

    • Any late charges, deferred payments, payment extensions and other charges on your finance contract.
    • Any cancellable items to which you are entitled a refund.
  • TRAILERGARD Traceable Theft Protection


    Over a million vehicles are stolen every year in the United States. That is one every 20 seconds! Most are never recovered, or are recovered with extensive and costly damages. Since most people carry a significant deductible on their insurance policy, auto theft can result in substantial out of pocket costs to vehicle owners.

    So how do you protect yourself? The Trailergard Traceable Theft Protection Program is a highly effective way to keep your vehicle safe from professional thieves. The Trailergard Traceable Theft Protection Program provides a unique identification code that is permanently affixed to your vehicle. Because thieves know that vehicles equipped with such protection systems are easily traceable by police, they frequently will seek out an easier target.

    Insurance companies know that the Trailergard Traceable Theft Protection Program is an effective theft deterrent, therefore this program meets many insurance carriers' requirements for anti-theft system premium discounts.


    We are so confident in the effectiveness of our program, that we will provide you with robust financial benefits in the event that the system fails to deter the theft of your vehicle. Only the Trailergard Traceable Theft Protection Program provides real financial help when you need it most:

    In the event that your vehicle is stolen and not recovered, or in the event that it is recovered but declared to be a total loss, you will become eligible for the following:

    • A cash benefit that you can use towards the purchase or lease of a replacement vehicle, to cover your deductible, or to apply towards any other expenses that you may encounter.
    • Down Payment Assistance-when you return to your selling dealership, you can receive an additional benefit that will be paid to the dealership towards the down payment on a replacement vehicle.

    In the event that your vehicle is stolen and recovered damaged (but not totaled), you will be eligible for reimbursement of up to $1000 to pay your primary insurance deductible. In either event, you will be eligible for rental reimbursement expenses of up to $25 per day for 10 days.